I believe life IS beautiful..

Hi all....I was so busy last week for my company's event...and as usual, i took pics!

The place was beautifully transformed by a flower artist which i call him.

He's really incredible! This company is called Boenga and the boss is Harijanto.



And as usual, i haven got the time to download the pics..haha....anyway, today i came across an interesting article in msn about saving money secrets. I thought we all would have known it, but i guess not many are practising it!



Here's the link: http://articles.moneycentral.msn.com/SavingandDebt/LearnToBudget/6SavingSecretsFromFrugalFanny.aspx



In short, these are what the editor quoted from the lady, Frugal Fanny:



6 Saving Secrets ( Read the link for more details, my own comment in green)

1. Money is for living, not spending.

I am still digesting what this meant. But i do get the gist of it. Money is to help to you to stay alive! Survival means. Not for splurging.



2. Never go into debt if you don't have to.

Yeah..debts. For eg, car loan, credit card loan...home loan?

Hmmmm...how not to? LOL If you read the writeup, Frugal Fanny doesnt own a credit card but she uses her American Express? Hmmm...i dun quite get it..
And no car loans....that means she bought her car fully paid up!
It really takes someone humble to do this point no. 2.



3. Don't deprive yourself.

Yes, do go for a good meal once in a while(not every week) with friends. Do potlucks more often and dont practise shopping as a social thing with friends. I think that's GREAT advice!

How many times have you told yourselves not to spend anymore, but you went shopping with friends (as a social acitivity to pass time) and found yourselves buying things you dont need but want?



4. Steer clear of spending traps.

Head straight to the car or exit of the shopping mall aft a meal in the foodcourt or restaurant.Dont allow your eyes to wonder and lead you to buy things that you want( not need) to buy!



5. Beware of bulk buying.

Haha, simply said, avoid the "BUY 3 GET 1 Free!!" Or do you all remember the little goodie snacks at the basement of bugis? You buy 1 for $1.20 and if you get a box of 6 for like $7 instead of $7.20? I guess it's ok if you are having a party, but if it's not meant for a party, just buy 1 and eat. It helps to cut down on calories too! I hvae always bought the 'pack' and go home to realise that my kids arent eating them and I have to finish them all....



6. Avoid comparisons.

Friends VS Friends

"My friend has that, i want it too!"

Many times in normal conversations, your friends share that they wanna get this and that...it's good to share! BUt..the downside of it is...sometimes they trigger you into thinking you need a certain stuff and there you go to look for it...sounds familiar? Or your friends have them and you want them too!
Yea i think you get the idea.

Know wad you really need and dont be influenced!

Ok, will post pics soon..haha
PS: i laughed because i have talking about posting pics and i havent!!!!!

Alright, till then.